杨清泉律师-IS-MONEY-FROM-WORKERS-COMPENSATION-EXEMPT-IN-BANKRUPTCY-PART-1
Let's say that you injured yourself because of your work. After some time, it is determined that y...
杨清泉律师-第13章勾销留置权的判决内容
当房价是一路下滑，许多业主都能够申请第13章破产摆脱他们的第二顺位借贷。这个 勾销第二和初级顺位借贷的过程被称为LAM议案，开创性案件在ReLAM林在第九巡回上诉法院首先确认其有效性勾销第二顺位借贷上...
杨清泉律师-债权人有举证的责任来证明索赔不应该予以免除
Creditor is required to prove by a preponderance of evidence that his claim against debtor is not di...
杨清泉律师-人寿保险赔偿金额在破产案中可以豁免吗
假设说，丈夫和妻子申请第7章破产，提交免除信用卡债务80,000美元，而就他们申请破产的一个星期后，丈夫去世了。在破产呈请的附表B，他们列出了丈夫投保的10万美元的人寿险，妻子为受益人。问题是谁有权获...
杨清泉律师-ARE-LIFE-INSURANCE-PROCEEDS-EXEMPT-IN-BANKRUPTCY-PART-2
Mrs. Walck paid $80,000 to the trustee, which exceeded the total claims of $58,824 listed in her sch...
杨清泉律师-ARE-LIFE-INSURANCE-PROCEEDS-EXEMPT-IN-BANKRUPTCY-PART-1
Let's say that husband and wife filed for Chapter 7 bankruptcy relief to discharge $80,000 of credit...
杨清泉律师-用年龄反驳-滥用破产法
於2005年生效的新破产法带来了两个新概念。一个是＂入息审查＂。另一个是＂滥用推定＂。这两者齐头并进。 ＂入息审查＂是对债务人的可支配收入计算的方法，以确定债务人是否符合破产的资格，并确定具体是什麽样...
杨清泉律师-IS-ABANDONED-HOMESTEAD-EXEMPT-IN-BANKRUPTCY-PART-2
If debtor lived in California, things may turn out differently. If my recollection does not fail me,...
杨清泉律师-IS-ABANDONED-HOMESTEAD-EXEMPT-IN-BANKRUPTCY-PART-1
The situation we are going to discuss involves a Chapter 7 bankruptcy debtor who has abandoned her r...
ARE-TAX-REFUNDS-SUBJECT-TO-TURNOVER-TO-CHAPTER-13-TRUSTEE-PART-2
In Los Angeles, it is still standard practice for the Chapter 13 Trustee to require that the debtor ...
ARE-TAX-REFUNDS-SUBJECT-TO-TURNOVER-TO-CHAPTER-13-TRUSTEE-PART-1
What happens to income tax refunds when a debtor files for Chapter 13 relief? This is an interesting...
MEANS-TEST-TREATMENT-OF-VEHICLE-SECURED-DEBT-EXPENSES-PART-2
Qualifying for 7 or 13 depends on allowable deductions from gross income. Gross income is income fr...
MEANS-TEST-TREATMENT-OF-VEHICLE-SECURED-DEBT-EXPENSES-PART-1
The new bankruptcy law provides for a “means test” to determine bankruptcy eligibility using a syst...
DISHONEST-CHAPTER-13-DEBTOR-RIGHT-TO-DISMISS-CASE-NOT-ABSOLUTE
Part 2According to schedule B, debtor owned jewelry $50, however her ex-husband testified that she o...
DISHONEST-CHAPTER-13-DEBTOR-RIGHT-TO-DISMISS-CASE-NOT-ABSOLUTE
Part 1Normally, Chapter 13 debtors can get out of or dismiss their Chapter 13 cases almost as a matt...
杨清泉律师-破产将停止所有的无礼收债骚扰
长期的经济衰退已经迫使收债员去创新，甚至滥用收账力度。用监禁威胁未能支付债务的债务人，似乎是一些州收债员的一个共同策略。有些州显然没有废除规定债务人牢狱法律��幸运的是，在加利福尼亚州，有没有债务人监狱...
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