杨清泉律师专栏-破产法第13章可以偏袒共同债务人吗
共同债务人是与债务人一样负有相同的法律责任。例如：你从某某银行借50万美元，你的父亲签署了一份担保档，他保证这$50,000 的贷款等，如果你不支付的话，他将支付。你用这笔钱购买餐厅但失败了。当你申请...
杨清泉律师-CAN-CHAPTER-13-PLAN-FAVOR-CODEBTOR-CLAIMS-PART-2
“…we conclude that the trustee’s appeal here must fail. The record reflects that the trustee only ob...
杨清泉律师-CAN-CHAPTER-13-PLAN-FAVOR-CODEBTOR-CLAIMS-PART-1
A co-debtor is someone who has shared legal liability with the debtor. Example : you borrow $50,000...
杨清泉律师-没有读贷款条件不是理由
有多少次你听到有人说，他不知道他签的是什麽字，因为他从来不读的贷款档？当然，许多债务人认为没读贷款档是对於追债诉讼的法律辩护。问题是，你在文档底部的签名是证明您已阅读并了解该档的内容。事实上，在审判时...
杨清泉律师-STOCKTON-MAMMOTH-LAKES-AND-SAN-BERNARDINO-SEEK-BANKRUPTCY-PROTECTION-Part2
Mammoth Lakes, a city of 7,000 also filed for bankruptcy two weeks ago. Those of you who snowboard a...
杨清泉律师-STOCKTON-MAMMOTH-LAKES-AND-SAN-BERNARDINO-SEEK-BANKRUPTCY-PROTECTION-Part1
Two weeks ago, the city council of STOCKTON stopped bond payments, slashed employee health and retir...
杨清泉律师-破产时退税的钱归第13章受托人吗
当债务人申请第13章破产时，退税的钱归谁？这确实是一个有趣的问题。首先，要区分获得的退税是在申请第13章前的收入退税，还是在第13章申请期间的收入退税。例如，债务人於 2012 年 1 月 2 日申请...
杨清泉律师-破产时退税的钱归第13章受托人吗
当债务人申请第13章破产时，退税的钱归谁？这是一个有趣的问题，确实如此。首先，要区分获得的退税是在申请第13章前的收入退税，还是在第13章申请期间的收入退税。例如，债务人於2012年1月2日申请第13...
杨清泉律师-NO-EXCUSE-FOR-NOT-READING-LOAN-TERMS-PART-2
After filing for bankruptcy, the debtor filed an adversarial complaint in bankruptcy court against L...
杨清泉律师-NO-EXCUSE-FOR-NOT-READING-LOAN-TERMS-PART-1
How many times have you heard someone say that he did not know what he was signing because he never ...
杨清泉律师-CREDITOR-IMPRISONS-DEBTOR-VIOLATING-BANKRUPTCY-STAY-PART-2
The bankruptcy court noted that even if Twin States restricted its actions to attempts to recover th...
杨清泉律师-CREDITOR-IMPRISONS-DEBTOR-VIOLATING-BANKRUPTCY-STAY-PART-1
Let’s say that you purchased a lawnmower using the home depot credit card. Thereafter, you decide to...
杨清泉律师专栏-破产时工伤赔偿金能免债吗
比方说，你在工作时受伤。一段时间后，你拿到工伤索赔，有权获得$ 200,000。但是，在过去的3年里你因为受伤致残而无法工作。你欠下信用卡债务$80,000元，因为你没有收入。你决定申请第7章破产救济...
杨清泉律师-受托人在第七章债权人会议上提出的问题
当债务人申请第七章要求破产救济，第七章受托人领了他的案件。这与“美国产权”不同的，受托人，代表债权人利益。他的角色是清算非豁免资产变成相应的现金，并支付给债权人。例如，债务人，40岁，有20万元的房屋...
杨清泉律师专栏-CHAPTER-13-PLAN-PAYMENTS-GO-UP-AFTER-REPAYMENT-OF-401K-LOAN-PART-2
In Re Seafort, debtor filed for Chapter 13 relief on November 20, 2008, in Kentucky. Although she wa...
杨清泉律师专栏-CHAPTER-13-PLAN-PAYMENTS-GO-UP-AFTER-REPAYMENT-OF-401K-LOAN-PART-1
There is a constant tug of war between the Chapter 13 trustee and creditors on one side, and debtor ...
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