杨清泉律师专栏-BUSINESS-WITH-21M-JUDGMENT-AGAINST-IT-SEEKS-CHP-11-RELIEF
BUSINESS WITH $2.1M JUDGMENT AGAINST IT SEEKS CHP 11 RELIEF; SENIOR WITH $24K DEBT SEEKS CHP 7 RELI...
杨清泉律师专栏-SIGNS-OF-A-COMPANY-HEADED-TOWARD-FAILURE-AND-IMPORTANT-WAY-TO-FIX-THE-PROBLEMS
Sometimes companies get into financial trouble. They have leadership issues, they have failures by s...
杨清泉律师专栏-客户惊讶工资被扣押-无视法定时效
客户说，他欠了$50,000信用卡债，他在2007年停止付，但最后一个月他收到了一张信用卡$21,000的判决书副本为。我看着判决书，判决是在2013年7月12日，他说，他从来没有收到传票和投诉，并没...
杨清泉律师专栏-经历两次修改贷款被拒之后-长者寻求第13章重组而不是反向抵押贷款
客户65岁。自他和妻子去年退休，他们就一直依靠$2500个社会保障金。他们有一个漂亮的房子与$30万的净值。房子现在价值$50万。他们第一抵押贷款还有$10万，但现在逾期约$2万，而另一个$10万的房...
杨清泉律师专栏-客户申请第11章重组-继续做生意
客户 58岁，离婚又再婚。他花了近20年在洛杉矶创业。他开始时直接从在亚洲制造商进口建筑材料，主要来自中国大陆和台湾，这样个比美国制造的建筑材料和产品价格低，降低了大量的成本。他没有名牌的项目，但由於...
杨清泉律师专栏-长者寻求7章减免-5000债务
在另一案件，68岁的长者告诉我，他要提交一份第7章减免5000美元的信用卡债务。我吃了一惊，因为他只欠5000美元。我问他为什麽要破产来减免5000美元的信用卡债。他说，他的社会保障是$ 1000。他...
杨清泉律师专栏-TWO-SENIORS-RELY-ON-CHAPTER-13-TO-SOLVE-DIFFERENT-FINANCIAL-PROBLEMS
TWO SENIORS RELY ON CHAPTER 13 TO SOLVE DIFFERENT FINANCIAL PROBLEMS; GET RID OF YOUR DEBTS NOW AND ...
杨清泉律师专栏-资产流失必须有确凿的证据证明
有些客户在申请破产之前收到了大量现金。他们可能从他们的房子重贷提取净值现金出来，可能获得商业贷款，或出售资产。这些，与同类型的交易，对已花光现金的客户，就在这个时候，又遇上不顺心的事，他们决定需要破产...
杨清泉律师专栏-US-CONSTITUTION-GUARANTEES-RIGHT
U.S. CONSTITUTION GUARANTEES RIGHT TO BANKRUPTCY FOR FRESH START IN LIFE WITHOUT PRE-EXISTING DEBT& ...
杨清泉律师专栏-9TH-CIRCUIT-DECIDES-THAT-PUNITIVE-DAMAGE-AWARD-DOES-NOT-ESTABLISH-WILLFUL-AND-MALICIOUS-INJURY
9TH CIRCUIT DECIDES THAT PUNITIVE DAMAGE AWARD DOES NOT ESTABLISH WILLFUL AND MALICIOUS INJURY; YOUN...
杨清泉律师专栏-SUPREME-COURT-REVERSES-COURT-OF-APPEALS-DECIDES-FUTURE-WAGES-BELONG-TO-DEBTOR-WHEN-CHAPTER-13-IS-CONVERTED-TO-CHAPTER-7
Imagine that you are a Chapter 13 debtor with a 5-year reorganization plan. In this plan, you commit...
杨清泉律师专栏-WIDOW-WITH-NO-ASSETS-SEEKS-TO-DISCHARGE-25K-CREDIT-CARD-DEBT-CREDIT-CARDS-WITH-50K-JUDGMENT-LIENS-ATTEMPT-TO-FORCE-SALE-OF-CLIENT-S-RESIDENCE
CLIENT NO. 1 Client is 82 and recently widowed. She now lives with her daughter who takes care of h...
杨清泉律师专栏-RETIRED-SENIOR-SEEKS-TO-DISCHARGE-27K-CREDIT-CARDS
1) RETIRED SENIOR SEEKS TO DISCHARGE $27K CREDIT CARDS 2) WORKING SENIOR SEEKS TO DISCHARGE $60K PER...
杨清泉律师专栏-CAR-REPO-CAUSES-FREAK-ACCIDENT-2-SPOUSES-NEED-TO-BE-JOINT-DEBTORS-FROM-START-OF-CASE
CLIENT NO. 1 Client is 63. His older car is fully paid. The problem is that client has been living ...
杨清泉律师专栏-客户3-申请第7章免掉拖了六年的-25万美元的信用卡债
客户45岁，会计师和企业家。 2009年，他聘请我提交第7章破产为他免除接近25万美元，从供应商信用，商务行，信用卡等被用来资助企业所产生的无担保债务。当时，他想继续做生意，因为他希望他的生意会变得赚...
杨清泉律师专栏-YOUNG-CLIENT-SEEKS-TO-DISCHARGE-780-000-WAGE-GARNISHMENT-GOOD-SAMARITAN-CLIENT-SEEKS-TO-DISCHARGE-2O-OOO-LAWSUIT-SENIOR-SEEKS-SOLUTION-FOR-WRONGFUL-DEATH-10M-LAWSUIT
CLIENT NO. 1Client is 37. He is single and lives the lifestyle of a single person in Southern Califo...
关於 杨清泉律师事务所
