新法教育学院讲座：奖助学金攻略及迷思

Flex College Prep What is your college dream? Whatever it is, Flex can help!

奖助学金攻略及迷思讲座

讲座主题：奖助学金攻略及迷思讲座

时间 : 2018年1月20日周六下午3时至4时

地点 : 新法教育学院 Pasadena Center, 230 S Lake Ave #5, Pasadena, CA 91101

特邀讲员 :
Qing James Ren专业理财顾问，从事FAFSA申请多年，有多个成功FAFSA申请的案例分享。

简介：
申请到心中理想的大学是每个学子的梦想，但高昂的学费却是让父母伤透脑筋，到底要如何来准备及面对每年高涨的大学学费？大学助学金或是贷款如何申请？每个学生都有资格去申请吗？EFC、AGl或是出租房子的收入会不会影响到子女奖学金的申请？利用房屋净值贷款或利率低的重新贷款是支付大学费用适当选项吗？不管是公立或是私立学校，怎样可以拿到最多的大学助学金？如何申请？Need Based和Merit Based 的奖助学金又什麽不同之处？用退休帐户来支付子女的大学费用是良策吗？联邦可以申请的奖助学金FAFSA要多早开始准备申请？为能达到比较有利FAFSA申请，在开始将资产挪移前；您必需了解什麽是属於Countable资产。助学补助金的多寡，取决於EFC的计算？如何降低EFC就是重！部分学校只采用标准FAFSA表格；有些私立学校有自己申请方式。或许在FASFSA外有可能用CSS/Financial Aid Profile，也有可能把家庭净值或家长开何种车列入考虑。家中资产多寡及收入高低会对於这样的申请造成任何的冲击吗？有其他方式可以参考吗？家长及子女的资产计算方式又为何？如果有了529或Coverdell帐户是否不利於奖助学金的申请？

为更好的提供大家完整升学及助学金各方面的解答，Flex College Prep新法教育学院及着名专业财务顾问Qing James Ren将共同合作，为您解析申请助学金秘辛揭露讲座。

Flex College Prep What is your college dream? Whatever it is, Flex can help!

Financial Aid Tips and Myth

Seminar Topics: Financial Tips and Myth

Time: 1/20/2018, Saturday, 3:00 pm to 4:00 pm

Venue : Flex College Prep Pasadena Center, 230 S Lake Ave #5, Pasadena, CA 91101

Guest Speaker:
Qing James Ren is a licensed financial advisor specialized in college financial aid and non-529 fund. He has been conducting seminars about applying for college financial aid (FAFSA) for local and immigrant families.

Brief:
Another issue that concerns both students and parents is education financial aids. How do you manage the ever-rising tuitions? Do you know how to apply for financial aids or student loans? Is every student qualified one way or another to apply? How do EFC (Expected Family Contribution), AGI (Adjusted Gross Income) or rental income affect the student’s application for scholarships? Is it a good option to pay the tuition by home equity or refinance loan? How about by pension in the retirement account? What are the terms or conditions for acquiring the maximum amount of different aids? What are the differences between need-based and merit-based scholarships? And what is the earliest filing date for FAFSA (Free Application for Federal Student Aid)?

To apply by FAFSA, the amount of financial aid is decided by the calculation of EFC. They are inversely proportional. Therefore, how to skillfully reduce EFC is a major point. The family has to differentiate the countable assets from the unaccountable before they start asset transferring. Some schools provide standard forms, but some private schools have totally different evaluation procedures, who might use CSS/Financial Aid Profile and evaluate the net value of family assets or even what kind of car the family has. Family assets, then, are a factor that has major impact on successful applications. Family assets include those of both parents and children. Therefore, 529 and  Coverdell accounts could be influential.

Parents, all of your questions regarding college admissions and financial aid applications will be answered at this seminar!